How to Get a Mortgage Pre-Approval
Getting a pre-approval helps buyers feel confident going into the home buying process and shows sellers that you’re a serious and qualified buyer.
- Affordability
- Services and tools that make buying a home affordable for you.
- Expertise
- Expert guidance and a seamless experience along the way.
- Full Service
- Limitless, hassle-free home financing.
Local Expertise to help guide you home
Alvin Hunt, Mortgage Loan Officer
NMLS ID #2579477 | (470) 276-8550 | alvin.hunt@my.morty.com
Alvin Hunt is a Mortgage Loan Originator with Morty Inc. (NMLS #2579477) and the founder behind the Germaine brand, serving clients with a simple mission: help people use smart home financing to build a better lifestyle today and a stronger legacy tomorrow. Based in Atlanta with strong ties to Texas, Alvin brings a unique blend of mortgage expertise and real-world real estate experience—spanning rentals, property management, lease-purchase, and traditional home sales.
Alvin is known for a consultative, education-first approach. Whether you’re a renter preparing for your first purchase, a buyer trying to win in a competitive market, or a homeowner planning your next move, he helps you understand your options and map out clear next steps—from pre-approval to closing. He also supports clients navigating more complex transitions, including bridge-loan strategies, buy-before-you-sell programs, and other solutions designed to reduce stress and improve outcomes.
If you want a loan officer who will communicate clearly, advocate for your goals, and treat your mortgage like a long-term wealth-building plan—not just a transaction—Alvin is ready to help.
A Seamless Process
Find your rate . Instantly find the most competitive deal from over 25 lenders in our network.
Get pre-approved . Complete a simple online application to receive a fast pre-approval, giving you confidence and bargaining power in your home search.
Close with ease . Enjoy a streamlined closing process with digital tools and expert support, making finalizing your mortgage quick and hassle-free
Financing partnership, the way it should be
How Much Down Payment to Buy a House?
When you want to buy a home, you may not know all the details involved, including how much of a down payment you need. We’ll teach you more about minimum down payment amount requirements, how down payments impact home loan offers and how to assess the amount you need to put down for a home.
How Much House Can I Afford?
Let’s dive into some tips and tricks to help you fully understand how to figure out how much house you can afford.
Mortgage Rates Today
We search thousands of loan options so you don't have to! Find the most competitive rates here including: 15, 20 and 30-year fixed rates, 10/6, 7/6 and 5/6 ARMs, FHA, Jumbo, low down payment options and more. Create an account to customize your loan options and track daily interest rates.
Create Your AccountTestimonials
Supporting Homebuyers
“Best lender I've ever had. Very communicative, quick, and easy to get a hold of when you need to. I like that you can see exactly what step everything is on on their site. They seemed to always be on top of their stuff.”
Lindsey S
“I was able to lock in the best rate for my loan and I was cleared to close well ahead of my set closing date. [They] helped me fully understand the terms of the loan and [were] available constantly to answer my questions.”
Nathalie S
“Strongly recommend Morty. Fast service, professional, low rates. I will never shop for a loan elsewhere.”
Phi T
“They offered us the best deal (and I shopped around a lot). Their mortgage calculator tool was easy and useful. Their closing checklist was straightforward and very helpful. Their team was super responsive to all my emails.”
Lara D
“The rates and fees you see in the portal are accurate and do not change. The closing team is super responsive and helpful along with always making sure that we were cleared to close long before the closing date. That provides such a relief, especially in this crazy market!”
Derek and Liza
“They gave me the best rate on my home loan amongst all of the many lenders that I researched. Then they were extremely helpful throughout the process. Everything went smoothly with them from start of application to closing.”
Elizabeth L